Instant access to affordable loans, transparent repayments, and flexible terms tailored for Rwandan businesses & individuals. Powered by AI.
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Founded by visionary fintech leader Rick M., GuzaSico emerged from a mission to break financial barriers in East Africa. Rick identified that traditional banks ignored SMEs and individuals with informal income. Today, GuzaSico uses AI scoring, transparent lending, and community-driven values to empower over 20,000 borrowers. Our name — "Guza" (to lend/catalyze) + "Sico" (secure) — embodies trust and financial inclusion.
To democratize access to ethical credit, providing instant, affordable loans that fuel entrepreneurship and personal prosperity.
A financially inclusive Africa where every dream is backed by smart lending, regardless of collateral limitations.
Transparency | Speed | Integrity | Customer-first | Innovation. Every decision revolves around trust and mutual success.
Flexible financing with crystal-clear conditions
₿ 200k – 15M | 6–24 months | Interest: 1.9% monthly
✔️ Working capital, inventory, expansion
₿ 50k – 3M | 3–12 months | Interest: 2.3% monthly
✔️ No guarantor, fast approval
₿ 100k – 8M | 3–18 months | Interest: 1.7% monthly
✔️ Seasonal repayment options
₿ 100k – 2M | 6 months – 2 years | Interest: 1.5% monthly
Estimate monthly installment & total payable
Monthly Installment: — RWF
Total Interest: — RWF
Total Repayment: — RWF
*Disclaimer: indicative calculation, actual loan terms may vary after credit assessment.
From start to funding — seamless and transparent
Fill online form (basic ID, income source). Takes 5 minutes.
Our algorithm checks affordability & gives instant pre-approval.
Review terms, penalty info & repayment schedule. Digital signature.
Funds sent to your mobile money or bank account within 24h.
National ID / Passport • Proof of income (bank statement or M-Pesa statement for last 3 months) • Business registration (for business loans)
💡 Tip: Higher credit score = lower interest rate. Build your history with GuzaSico!
Need help? Contact loan officer →KG 541 St, Kigali Heights, 3rd Floor, Kigali - Rwanda
+250 789 585 4635 | +250 785 648 707
sico.financeltd@gmail.com
Mon-Fri: 8:00 - 17:00, Sat: 9:00 - 13:00